Business
Set up health, dental, vision, and life coverage for your employees or members — all in one group plan.
Why It Matters
Offering benefits helps you attract and retain good people, and it gives your team access to coverage that can be more affordable and more flexible than what they could secure individually. Group policies are set up for the whole group at once, which simplifies enrollment and often unlocks better rates.
Key Benefits
- Health, dental, vision, life, and supplemental coverage for your group
- Group plan designs and contribution flexibility not available on the individual market
- Simplified enrollment and administration for the business owner
- Support for your people across health, retirement transitions, and everyday protection
What to consider
- Group size requirements and eligibility rules
- Employer vs. employee contribution splits
- Plan design options and funding arrangements
- Annual open enrollment and ongoing administration
Common questions
How many employees do I need to start a group plan?
Group size requirements vary by carrier and plan type. Some options are available to very small groups, while fully insured group medical plans typically require a minimum number of participants. We can help you see what's available for your group size.
Can my employees keep their own doctors?
Group plans use provider networks, so the doctors available depend on the plan you choose. Before selecting a plan, we review the provider directory to help ensure your team's providers are included.
Do I have to offer the same benefits to everyone?
Employers generally set participation rules, but benefits must be applied consistently to avoid discrimination issues. We help you structure eligibility and contribution rules that fit your business and stay compliant.
Why It Matters
Offering benefits helps you attract and retain good people, and it gives your team access to coverage that can be more affordable and more flexible than what they could secure individually. Group policies are set up for the whole group at once, which simplifies enrollment and often unlocks better rates.
Get Help with Business
Speak with a licensed agent about your options and get personalized guidance.
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