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Vision Insurance

Compare benefits for routine eye exams, frames, and contacts.

Why It Matters

Regular eye exams do more than check your vision — they can detect early signs of diabetes, high blood pressure, and other health conditions. Vision insurance makes routine care affordable.

Routine vision benefits may help with exams and corrective eyewear. They are different from medical coverage for eye disease or injury, so review how each type of care is handled.

Key Benefits

  • Annual eye exams with low or no copay
  • Frame, lens, and contact lens allowances
  • Discounts on LASIK and other elective procedures
  • No referrals needed for routine vision care

What to consider

  • Network eye-care providers
  • Exam benefits and eyewear allowances
  • Benefit frequency and out-of-network terms

Common questions

  • Does vision insurance cover medical eye conditions?

    No — vision plans cover routine exams and eyewear. Medical conditions like glaucoma, cataracts, or eye injuries are typically covered under your health insurance.

  • Can I use benefits for both glasses and contacts?

    Most plans let you choose either frames/lenses OR contacts during a benefit period, not both. Some plans offer a combined allowance you can split.

  • How often can I get new glasses?

    Typically once every 12 months for frames and lenses, and once every 12 months for contacts. Check your specific plan for exact frequencies.

Get Help with Vision Insurance

Speak with a licensed agent about your options and get personalized guidance.

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